There are many living options for those who do not wish to age in place. Independent living and assisted living are among the most popular.
Put simply, assisted living (AL) is for those who need assistance with everyday tasks. Residents within AL facilities will receive assistance with activities of daily living. Activities of daily living include bathing, dressing, toileting, transferring, eating, and continence. Should you or a loved one need assistance with any of the ADLs, assisted living may be right for you.
Compared to independent living, assisted living is more costly. The median cost of AL across the nation is $4,100 per month. However, there are options for those who have initiated a long term care insurance policy. In order to trigger use of a policy, individuals must need assistance with two or more ADLs. Therefore an individual living in AL, needing assistance with two or more ADLs may qualify for all or a portion of their rent to be covered by the policy provider.
Many often wonder if assisted living is truly right for them. The decision is dependent on a number of factors.
If aging in place isn’t for you and you need assistance with multiple ADLs, assisted living might be right for you!